South Africa · Salary Tax Calculator · 2026/2027

Independent salary and tax information

Enter your salary below to estimate PAYE, UIF and the amount you may take home each month.

This South Africa salary tax calculator uses the individual income-tax brackets and rebates for the 2026/2027 tax year. You can enter either a monthly or annual gross salary and see an estimated breakdown before making a budgeting, employment or salary decision.

Understand your result

What this salary tax calculator is estimating

A gross salary is the amount before the deductions that may appear on a payslip. The number that reaches your bank account can be lower because employees’ tax and other applicable deductions may be taken from that amount.

The calculator above converts the salary you entered into an annual amount, applies the relevant 2026/2027 individual income-tax bracket and then applies the tax rebate associated with the selected age group.

How the calculation works

From gross salary to estimated take-home pay

2026/2027 tax year

South African individual income-tax brackets used by the calculator

The following individual tax brackets apply from 1 March 2026 to 28 February 2027.

Why your gross salary is not the same as your take-home salary

A job advertisement or employment contract will often focus on a gross monthly or annual salary. That amount can be useful for comparing employment opportunities, but it does not necessarily show how much money will be available to spend each month.

PAYE is normally withheld by the employer before the salary is paid. UIF may also appear as a separate employee contribution, while pension contributions, medical aid, company benefits and other payroll deductions can reduce the amount transferred to a bank account further.

Using the calculator before accepting a new salary

A salary tax calculator can be particularly useful when evaluating a job offer. Two salaries can look very different when advertised while the difference in estimated take-home pay may be smaller than expected after tax.

Looking at the estimated net amount can make it easier to compare a new offer with your current monthly expenses, transport costs, debt commitments, savings plans and other financial obligations.

Why a R5,000 salary increase does not necessarily mean R5,000 more in your bank account

Salary increases are normally discussed in gross terms. Because income tax is progressive, an increase in gross salary and an increase in take-home salary are not necessarily the same amount.

This does not mean the entire salary suddenly becomes taxed at a higher rate when a threshold is crossed. Instead, the marginal rate applies to income falling within the relevant bracket. The calculator handles these brackets automatically when estimating PAYE.

What about UIF?

Employees who are subject to UIF generally contribute 1% of applicable remuneration, while the employer contributes another 1%. The employee contribution is subject to a remuneration ceiling, so the amount does not continue increasing indefinitely as salary rises.

The calculator allows UIF to be turned off because individual employment circumstances can differ. If you are unsure whether UIF applies to you, check your payslip or confirm the position with your employer or payroll department.